Most people who leave work due to a medical condition like young onset Parkinson's disease eventually pursue disability income.
Although disability insurance benefits do not usually replace monthly income completely, they can replace a portion of your earnings and provide you and your family with financial assistance. Though there are many other issues about living with Parkinson’s you should know about, this kind of income can be crucial.
Initially, you may be able to file a disability claim through your employer's group plan. The waiting period, income and duration of benefits associated with employer-based plans can vary significantly. It is helpful to research short- and long-term disability plans carefully prior to initiating them, and to plan ahead for what you will do once the income received from these plans is discontinued.
If you never had disability benefits through work or have exhausted those benefits and need financial assistance, you may want to consider applying for the federal benefit programs available through the Social Security Administration (SSA) which include: Social Security Disability Insurance (SSDI) and/or Supplemental Security Income (SSI), Medicare and Medicaid.
Applying for Social Security Administration benefits can be a very labor intensive and time-consuming process. Understanding SSA's disability criteria and avoiding some of the most common mistakes can make the entire process quicker and easier.
A federally sponsored health insurance program which automatically covers U.S. citizens 65 or older as well as those who are under the age of 65 who have certain disabilities or who have already been receiving Social Security Disability Insurance for two years or more.